Consultative Process
Through a series of in-depth conversations beginning with the Initial Consultation, we will develop an Investment Policy Statement (IPS) and a Client Consulting Agreement (CCA).
The IPS is a central document for the overall planning process and will be reviewed with you to ensure it accurately reflects your current needs.
The IPS sets the foundation for our recommendations to appropriately allocate your financial portfolio among various investment asset classes.
Because change is inevitable, the IPS will be evaluated annually to ascertain its relevance to your current situation.
This document serves as a guide as we proceed to develop your plan. It allows us to identify and use specific investment criteria and strategies based on a careful review of available investment choices, taxation, costs, or fees, risk and expected performance.
The Client Consulting Agreement defines our roles, determines the nature of our involvement, identifies the deliverable reports or services to be rendered, and establishes any costs or fees, which you may incur.
